Stakeholders are Coming to Require the Goods and Services Essay

Stakeholders are Coming to Require the Goods and Services - Essay Example In such a way, the means by which the differential between the developed and the developing world is understood is lessened as a result of this increased level of integration. For purposes of this particular case study, the author will analyze the means by which Alpen Bank, a Romanian bank considering implementation of opening a new credit market within the nation of Romania, will be exposed to specific levels of strengths, weaknesses, opportunities, and threats that arise out of such a level of integration. By targeting and analyzing each of these specific compliments, it is the hope of this author that a further level of understanding and market specific knowledge can be derived with regards to the best means by which Alpen Bank can seek to target the market and minimize overall risk while maximizing profit potential. Further, through such an analysis, the author will also hope to shed a level of understanding with regards to what key groups Alpen Bank should seek to target with re gards to this new credit availability, what marketing efforts would be best advised with regards to these groups, positioning strategies most suitable for the firm, as well as an elaboration upon the realities of the current market and the way in which Alpen Bank should seek to engage with these determinants. ... hat the firm is able to exhibit is necessarily with regards the fact that they had previously existed within this market and offered a range of consumer products and services that allow them not only to have brand recognition but also evoke a level of trust within the likely consumer bases that they will integrate. Moreover, the experience within credit markets and personal banking that Alpen Bank has specialized since 1983, provides them with a valuable knowledge base and key understanding of considerations with regards to how to integrate more effectively within new and devleping economies and nations. Finally, Alpen Bank has the additional benefit of already being represented within 14 different nations around the globe. Although most of these representations are in highly developed nations, such as Germany, England, Singapore, and Ireland, they also have a level of proficiency in providing consumer banking services in nations as diverse and developing as India and Poland. Weaknes ses: the first and most salient weakness which should be discussed is with regards to the fact that although Alpen Bank is a multinational consumer bank that has a presence in over 14 nations, it has yet to be represented within Eastern Europe (with the exception of Poland which dependent upon definition is oftentimes not considered as part of Eastern Europe). Necessarily, this is a weakness due to the fact that the firm will be integrating with clients and an economic/political system that they have little if any knowledge concerning. Another distinct weakness that the firm faces is with regards to the fact that as compared to the other countries in which they currently operate within, there is little broad-based nor historical evidence of consumer credit markets within Romania as such.

Is there still a need for affirmative action in america Essay

Is there still a need for affirmative action in america - Essay Example The goal of affirmative action has had its critics and its execution has not been flawless, but to eradicate the policy of equality is to disregard Civil Rights Movement victories and turn the clock backwards towards the days of blatant racism in the pre-1970’s U.S. The debate encompassing affirmative action is more far-reaching than the issue of legality alone. It is the ethical duty of every person and organization in the country to try to stop all forms of racism. However, there is a section of the populace who will not acknowledge and have fervently objected to affirmative action on legal terms and as a social answer to bigotry. They often argue that affirmative action is an example of two wrongs not making a right. They further claim that ‘reverse discrimination’ has been the result. Of course they do not challenge conventional forms of favoritism and discriminatory practices that continue to benefit the wealthy and influential factions of society. Many times, affirmative action arguments divide down racial lines as evidenced by employee selection practices continuing to discriminate. An example is the exclusionary practice of the preferential treatment given to university applications submitted by kids of alumni. In place for many generations, these practices have produced a vast over-representation of the middle and upper class white persons in universities consequently in lucrative professional occupations. These perpetual power positions in society allow this elite group to maintain its subjugation of the working class. Affirmative action helps balance the playing field for everybody. Of course, even with balancing policies in place, the white, wealthy portion of society enjoy still benefit from the scales justice being tipped toward them for so long. The argument of ‘reverse discrimination’